Debt Reduction Lessons

Hidden Costs Of Home Ownership – Can I Afford To Buy A Home?

If you talk to a REALTOR, they’ll tell you how buying your home is one of the best investments you… [more]

How To Rebuild Your Credit Score After Bankruptcy – Build Credit Again

httpvh://www.youtube.com/watch?v=gqYTa0YG4Zo Filing bankruptcy isn’t the end of the world, but it… [more]

How To Avoid Identity Theft – 6 Tips

6 Simple Ways to Avoid Identity Theft Today you'll find that many people are dealing with identity… [more]

How to Get Out Of Debt In 10 Steps

10 Steps To Getting Out Of Debt Once And For All This simple guide is designed to help you finally… [more]

Top 4 Budgeting Apps for iPhone and iPad

It was payday just two days ago and now you are left with an empty wallet. Then, you think about all the purchases you have made and regret the fact the you mismanaged your finances. This scenario is common to many people just days after receiving their hard-earned money. Usually, when we have a lot [...]

Can Taking Online Classes Help You Save Money?

The Broken Record: Online Classes Save Money The world is in uncertain times, both financially and educationally. Governments around the world are defaulting on loans and the lure of a college education isn’t what it used to be. When individuals consider a college education, time constraints and money are always at the top of the [...]

5 Apps for Stronger Control Over Finances and Spending

Piggy Bank / 401K / CC BY-SA 2.0 Getting into a better financial situation has never been easy, but the 2009 recession made it more difficult than ever for many working families. The average amount of personal debt has increased in recent years, and income is not keeping pace with inflation according to most calculations. [...]

Small Rewards, Big Savings

In order to be successful in life, one must have a plan. A plan entails having goals and objectives that are aimed at defining one’s purpose in life. The small goals that one makes are what lead to success in future. This is true even when it comes to savings. When you start saving, it [...]

The Do’s and Don’ts About Buying on Craigslist

The internet has gifted us with many wonders: places where we can watch cute cats say ridiculous things, where we can connect with people we both do and don’t like, and even places where hack writers can give their advice to the masses. Along with all of that, we have Craigslist. Like the marketplace of [...]

Should You Let Your College Student Use Your Credit Card?

The time is finally here – your teenager is headed out of the house and off to college. It’s quite an adjustment to make for both of you, no matter how ready you both thought you were. Your child’s college experience is going to be the most important time of their life. You’ll be there [...]

5 Ways to Save Money on Food

Saving money is a priority for many people around the world. With the world’s financial situation worsening, people are forced to save money in different ways in order to cope up with life. People are always on the lookout to save money in different aspects of their lives and saving money on food is no [...]

How to: Seven Tips to Negotiate Your Home Purchase

Negotiating Your New Home Purchase In the art, of negotiating a home purchase there are times that after the sale that buyers will undoubtedly think that they over paid for their home. There will always be this little nagging in the back of their mind that if they had submitted a lower offer would the [...]

Energy Efficient Light Bulbs: Save the Environment and Your Money

As we come to realize that our resources are not infinite and must be preserved, we turn towards using greener forms of energy and changing the way that we live. Businesses and companies are being rewarded for switching to greener ways of running their equipment and power, giving our civilization a running start into a [...]

Lending Money to Loved Ones

In the current financial climate, many people are finding it difficult to get finance through traditional means such as credit cards, overdrafts and loans. For those who have less than perfect credit, getting finance can be a big issue and many of these people end up getting rejected for the credit that they need. Some [...]

Payday Loans: The Good, The Bad, and The Ugly

For many people, a payday loan seems like the answer to their prayers. When viewed as a simple salary advance, it would seem that you are just getting paid a little bit ahead of schedule. But as with any kind of loan, there are massive risks associated with borrowing money, be it a payday loan [...]

10 Ways to Live a Frugal Lifestyle to Help Your Savings | The Layman’s Guide

Whether you are steadily employed or facing redundancy, there are some universal rules that apply to saving money. Even if you are fortunate to be receiving a steady income, there are some simple tips that can improve your chances of staying solvent in a downturn. 1. Skip Your Morning Coffee The chances are that there [...]

Critical Personal Finance Documents

Are all your important personal financial documents in your possession? Organized and in one place? Or are they scattered about, the idea of consolidating them a vague nag in the back of your mind? Have you made the mental note to pull everything together, maybe you have even purchased the file cabinet and then left [...]

7 Ways to Cut Costs this Spring and Increase your Monthly Savings

The first day of spring has come and gone, Daylight Savings Time is in full effect, and spring jackets are making their exodus from the closet and out into the fresh air. It’s that beautiful time of year when the cold, drab days of winter give way to the warm, longer days of spring. And [...]

The Right To Work in Indiana

Indiana has just become the first state in more than a decade to enact the Right to Work (RTW) provision, adding it to the state’s existing labor laws. They have become the 23rd state in the U.S. to enact this law, and they are the first among the upper Midwest states to put the RTW [...]

Save Money and Make the Summer Productive!

With the summer approaching, many families are starting to think of ways to enjoy the sunny weather without breaking the budget. And while the pleasant weather evokes dreams of relaxing holidays and other fun activities, the fact that we sould remain mindful of how we spend our money and try our best to keep expenses [...]