By gray on September 4, 2009
I don’t know about the rest of the world, but there have been times in my life when I have felt as though I was one paycheck away from serious financial peril. Too bad Superman doesn’t come to the rescue for matters such as this.
Posted in Foreclosure | Tagged behind on home payments, behind on mortgage, Foreclosure, foreclosure process, how foreclosure works, losing home
By gray on August 21, 2009
Today you’ll find that many people are dealing with identity theft. Sadly, once your identity is stolen, your entire life can be ruined for some time.
Posted in Featured, Identity Theft | Tagged avoid identity theft, credit report, financial information, how to avoid identity theft, identity protection, identity stolen
By gray on August 21, 2009
Are you in debt? Millions of people are. While being in debt is not a huge problem in itself, it can quickly become one if you lose your job, are in an accident, or have some other financial crisis.
Posted in Bankruptcy | Tagged alternatives to bankruptcy, bankruptcy alternatives, Credit Counseling, debt elimination, debt relief, debt repayment
By gray on August 21, 2009
So, you’ve exhausted all your options; you’ve tried everything you can, but you just can’t avoid going into bankruptcy. What you need to know is that you still have options. Even if you feel you have no choice but to declare bankruptcy, you still must choose what type of bankruptcy you want to declare.
Posted in Bankruptcy | Tagged chapter 13, chapter 7, filing bankruptcy, types of bankruptcy
By gray on August 21, 2009
Bankruptcy can be a scary option, but if you’re in debt you may feel like you have no other choice. The truth is that you don’t need to be scared because there are other things you can do besides declare bankruptcy. There are lots of ways to avoid bankruptcy.
Posted in Bankruptcy, Credit Counseling | Tagged avoid bankruptcy, bankruptcy alternatives, Credit Counseling, how to avoid bankruptcy
By gray on August 21, 2009
For most people, their home is their biggest investment; so the thought of losing it is. No matter how much you plan and save, unexpected events can make it impossible to meet your payments. While this is obviously worrisome, your situation is not hopeless and there are things you can do. Before giving up on your situation, there are several options to stop foreclosure.
Posted in Foreclosure | Tagged behind on mortgage, foreclosure relief, how to stop foreclosure, loan modification, stop foreclosure
By gray on August 20, 2009
Learn the 10 steps you need to know to get out of debt. We’ve prepared this guide and video to help you get started.
Posted in Featured, Get Out Of Debt | Tagged credit cards, cut up credit cards, debt reduction, getting out of debt, guide to debt, how to get out of debt
By gray on August 20, 2009
Credit counseling is essentially debt counseling. When you get into a lot of debt and are unable to pay it off on your own, you’ll go to a credit counselor who will tell you the best method of paying off the debt. Credit counseling gives you an effective way of paying off whatever credit card debt you may have.
Posted in Credit Counseling | Tagged Bankruptcy, Credit Counseling, debt reduction, does credit counseling work, Get Out Of Debt, how credit counseling works
By gray on August 20, 2009
A depreciating asset is an asset with a limited effective life and can reasonably be expected to decline in value over the time it is used.
Posted in Wealth Building | Tagged cars, consumer debt, credit cards, depreciating assets, electronics, furniture
By gray on August 20, 2009
A recent report revealed that Americans are now spending 1% more than they earn. The savings rate for Americans now sits at -1%, the worst savings rate in over 73 years.
Posted in Get Out Of Debt | Tagged Bankruptcy, broke, budget, debt crisis, lost job, uncontrolled spending
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