By gray on April 24, 2009
What lengths would you go to in order to avoid paying a bill you know you owe? Would you change your name and move; flee the country; go to jail?
Posted in My Debt Reduction Story | Tagged avoid paying a bill, bills
By gray on April 22, 2009
Today is a continuance of my experience from over the weekend but is about what I overheard instead of what happened to me. It’s kind of in the vein of going to a great sale and thinking “the more I spend the more I’ll save!”
Posted in My Debt Reduction Story | Tagged people acting dumb with credit, sales, store discounts, stupid
By gray on April 20, 2009
Store issued credit cards and the great deals a person can get with them are pretty much evil incarnated in my mind. I admit that’s because I’m not responsible with credit cards (all kinds) and got myself into a ton of debt because of them, which is why I no longer use them and hate anything to do with them.
Posted in My Debt Reduction Story | Tagged credit cards, debt, evil, store credit cards, store issued credit cards
By gray on March 4, 2009
Step 3 in my “How To Get Out of Debt Series” is to keep a spending diary (for step 1, you truly have to want to get out of debt and be willing to take action; and for step 2, figuring out exactly how much debt you have and writing it down).
Posted in My Debt Reduction Story | Tagged Get Out Of Debt, getting out of debt, keeping track of money spent, spending diary, third step
By gray on March 3, 2009
Unless you win the lottery or get a huge inheritance or trust fund, getting out of debt is something that won’t happen overnight. The amount of time it will take depends on how much debt you have and how hard you are willing to tackle it and get rid of it.
Posted in My Debt Reduction Story | Tagged debt reduction, figure out how much debt you have, Get Out Of Debt, getting out of debt, second step
By gray on March 2, 2009
The first step to start getting out of debt…….is to WANT TO GET OUT OF DEBT BAD ENOUGH TO ACTUALLY DO SOMETHING ABOUT IT!
Posted in My Debt Reduction Story | Tagged debt reduction, first step, Get Out Of Debt, getting out of debt
By gray on February 27, 2009
I’m a walking poster child for how to not manage money and handle credit. I’ve been irresponsible most of my adult life with money but was lucky enough to always have someone bail me out of every financial mess I got into until 2 1/2 years ago when bankruptcy was not only “knocking on my door” but had come inside to stare me in the face.
Posted in My Debt Reduction Story | Tagged budget, credit cards, money management, My Debt Reduction Story, taking responsibility
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