Debt Settlement Tips – Top Financial Experts Weigh In

Financial Experts’ Top Debt Settlement Tips Debt is a common issue to most people and more than one adult may find themselves heavily in debt at some point. This may be a depressing situation, but did you know that you can negotiate with your creditors? If you follow some effective debt settlement tips, you may [...]

How To Rebuild Your Credit Score After Bankruptcy – Build Credit Again

hampton_beach_sunrise[1]

Filing bankruptcy isn’t the end of the world, but it does put your credit score in shambles – fortunately nothing is forever. Now before I talk about how to rebuild your credit score after bankruptcy, let me say that not having any credit might be a good thing.  If running up your credit cards was [...]

How To Buy A Car With Bad Credit – Even Bankruptcy

land-rover-white-suv

Today I’m going to give you some tips on how to buy a car with bad credit, and how to get a vehicle even if you have a bankruptcy in your past.

How Credit Counseling Works

Credit counseling is essentially debt counseling. When you get into a lot of debt and are unable to pay it off on your own, you’ll go to a credit counselor who will tell you the best method of paying off the debt. Credit counseling gives you an effective way of paying off whatever credit card debt you may have.

The Debt Crisis In America

A recent report revealed that Americans are now spending 1% more than they earn. The savings rate for Americans now sits at -1%, the worst savings rate in over 73 years.