budget

The Debt Crisis In America

By gray on August 20, 2009

A recent report revealed that Americans are now spending 1% more than they earn. The savings rate for Americans now sits at -1%, the worst savings rate in over 73 years.

Posted in Get Out Of Debt | Tagged Bankruptcy, broke, budget, debt crisis, lost job, uncontrolled spending | Leave a response

Credit Counseling and Debt Mangement Plans

By gray on August 20, 2009

If you’re in debt and aren’t sure where to turn to get out, look into credit counseling and debt managment plans before you turn to your last resort, bankruptcy.

Posted in Budgeting, Credit Counseling, Debt Management | Tagged budget, Credit Counseling, debt management plans, debt managment, dmp, Get Out Of Debt, money management | Leave a response

I’m a walking poster child for how to not manage money and handle credit. I’ve been irresponsible most of my adult life with money but was lucky enough to always have someone bail me out of every financial mess I got into until 2 1/2 years ago when bankruptcy was not only “knocking on my door” but had come inside to stare me in the face.

Posted in My Debt Reduction Story | Tagged budget, credit cards, money management, My Debt Reduction Story, taking responsibility | Leave a response

budget

The Debt Crisis In America

Credit Counseling and Debt Mangement Plans

My Debt Reduction Story

Fix Your Credit

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