The Smart Way To Use Coupons To Save Money

use coupons wisely

Coupons can be a great thing and they really can help you save money, however, you have to be smart about it and use coupons the right way. Let me give you an example of how to do it wrong first. I was having a drink with my old college roomate and he was telling [...]

How To Switch From Lattes To Coffee – Save Money

coffee

I used to spend just about every day in a coffee shop working on my laptop in the mornings, so take it from me, I know plenty about spending a lot of money drinking lattes – my drink of choice is a triple mocha (iced in the summer) which tends to be a $5 drink [...]

The Debt Crisis In America

A recent report revealed that Americans are now spending 1% more than they earn. The savings rate for Americans now sits at -1%, the worst savings rate in over 73 years.

Credit Counseling and Debt Mangement Plans

If you’re in debt and aren’t sure where to turn to get out, look into credit counseling and debt managment plans before you turn to your last resort, bankruptcy.

My Debt Reduction Story

I’m a walking poster child for how to not manage money and handle credit. I’ve been irresponsible most of my adult life with money but was lucky enough to always have someone bail me out of every financial mess I got into until 2 1/2 years ago when bankruptcy was not only “knocking on my door” but had come inside to stare me in the face.